Advertiser & Affiliate Disclosure

Perko is free to use. We make money in two ways, and we want you to understand both before you rely on anything here.

Referral links

When you apply for a card through a link on Perko, the card issuer or an affiliate network may pay us a referral fee. That fee never changes which card we recommend. Our ranking is computed from your spending, each card's published earning rates, fees and welcome offers, and our point valuations - before any commission data is consulted. Cards that pay us nothing are ranked, recommended and linked exactly like cards that do.

Perko Pro

Perko Pro is an optional subscription for ongoing tracking: transfer-bonus alerts, annual-fee reminders and credit-expiry reminders. Its price is the same published formula for everyone, based on the number of people and businesses on your plan.

What we do not do

• We do not sell your data, and we do not show advertising.
• We do not accept payment to feature, promote or rank a card.
• If a card's public offer is better than the offer behind our referral link, we tell you and link the better one.

How offers are checked

Card terms, fees and welcome offers are re-verified against issuer pages on a schedule, and each card shows the date its terms were last checked. Offers change without notice; the issuer's application page is the final word.

Perko is not a bank, lender or financial advisor. Nothing here is a guarantee of approval or of any reward. See our Terms of Service.

Contact

Perko LLC

801 Travis St, Suite 2101, Houston, TX 77002

support@perko.ai

Last updated September 08, 2026. Questions: support@perko.ai