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American Express Gold Card

American Express · personal

Facts verified August 07, 2026
Annual fee$325
Rewards currencyamex membership rewards
Foreign transaction fee—

Welcome offer

100,000 Membership Rewards® points after $8,000 spend in 6 months

Terms apply. Verified August 07, 2026. Offers change; confirm the current offer on the issuer's site before applying. Targeted offers sent to you directly may be better than this one.

How it earns

4x points on dining, 4x points at U.S. supermarkets (up to $25,000 per year, then 1x), 3x points on flights booked directly with airlines or on amextravel.com, 1x points on other purchases

Credits and perks

dining_credit: $120 annual dining credit ($10 monthly); dunkin_credit: $84 annual credit ($7 monthly at U.S. Dunkin' locations); other_credits: $100 in statement credits for select purchases

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