Advertiser disclosure: Perko may earn a commission when you apply for some cards through our links. Commissions never enter our rankings — they are computed before we look at what a card pays us. Full disclosure · How we rank

Bank of America Customized Cash Rewards credit card

Bank of America · personal

Facts verified August 14, 2026
Annual fee$0
Rewards currencycash back
Foreign transaction fee—

Welcome offer

$200 online cash rewards bonus after $1,000 spend in 90 days

Terms apply. Verified August 14, 2026. Offers change; confirm the current offer on the issuer's site before applying. Targeted offers sent to you directly may be better than this one.

How it earns

6% cash back in the category of your choice for the first year, 3% and 2% cash back on purchases up to the quarterly maximum after the first year

Does this card rank for you? The answer depends on your spending, not on the card. Get your free report and see where it lands against everything else, for you and for each business.
Apply on the issuer's site  Perko may earn a commission. Terms apply.

Card names are the property of their issuers. Perko shows facts as text and does not use issuer logos or card art. Source of last verification: issuer page.