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Discover it Cash Back

Discover · personal

Facts verified October 19, 2026
Annual fee$0
Rewards currency—
Foreign transaction fee—

Welcome offer

$200 after $500 spend in 3 months

Terms apply. Verified October 19, 2026. Offers change; confirm the current offer on the issuer's site before applying. Targeted offers sent to you directly may be better than this one.

How it earns

5% cash back on rotating categories (up to $1,500 per quarter) and 1% cash back on all other purchases

Credits and perks

0% intro APR for 15 months on purchases and balance transfers

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